Real Estate Guides

Before you head out to buy your first property, there’s some important terms and concepts to familiarize yourself with. Equity is the amount of ownership you have in the property. If you purchased a house with 20% down and took a mortgage for the rest, your ownership equity would be 20% initially. As you pay…

There are many reasons why people think they can’t invest. The media only focuses on the 1% and how the middle and lower classes are drowning in debt. There are very few reasons keeping you from investing. Some roadblocks are bigger than others, and it may not be easy. They take imagination and sacrifice to…

Understanding personal finance is the first step on the way to financial independence. Now you can make that money you’ve saved work for you, and investing is the most effective way. It allows you to earn money while you sleep and take advantage of compounding. Prepare for Emergencies and Retirement Many Americans don’t have enough…

“You can afford anything, but not everything.” Before we get into investing, we need to address the elephant in the room – your personal finances. To invest, you first need money to invest with. Here’s a quick guide to gauge your financial fitness: How much you earn – How much you spend = How much…

Real estate can appear to be a flashy industry, especially in the age of sleek reality TV shows that follow the lives of agents closing high-profile deals for six-figure commissions. But the industry, and especially the role of real estate agent, is one that is often misunderstood – being an agent is neither about driving…